Additional Super Contributions Not Appropriate for all

Superannuation is an extremely effective investment vehicle for most people, but is not necessarily appropriate for all.

It has a range of Federal Government (Government) imposed restrictions before funds can be assessed, which are softened by tax concessions.

Is not suitable for clients planning to retire early.  

With the preservation age current at 55, but transitions to 60 years for those born on or after 1 July 1964, clients needing funds before preservation age would be ill advised to lock up additional money in superannuation.

Superannuation is a retirement savings vehicle, but it’s only going to be relevant if you want to retire after preservation age.

AcctWeb

Cristy Houghton

Embarketing, 48 Johnston Street, Wagga Wagga, NSW, 2650

Cristy's unique career has taken her from country NSW to the city lights of Clarendon Street South Melbourne and back again. With an early career in radio as a copywriter and creative strategist, she is now a Jill of all trades as a graphic designer, website builder, blog writer, video editor, social media manager, marketing strategist and more. 

In fact, give her any task and this chick will figure out how to do it! Go on, we dare you!

No, really, we DARE you!!

Cristy has won two Australian Commercial Radio Awards (ACRAs) for Best Ad and Best Sales Promotion, and even has an 'Employee of the Year' certificate with her name on it.

Cristy and her husband James have traveled extensively through Russia, China and South East Asia, and have two fur-babies, Sooty (cat) and Panda (puppy). Cristy loves drinking coffee, meeting people to drink coffee, coffee tasting and coffee flavoured cocktails. She also enjoys road trips, TED Talks and watching cat videos on youtube.